Monday, August 30th, 2010 at
10:09 pm
Young small family looking for a home <300K (min 3 bed 2 ba). Willing to pay for an HOA, and a gated community, mainly want a good clean neighborhood with good surroundings (ie don’t want to be picking up neighbors beer bottles, or kept up all nite). Have a young family and just want a nice clean family community in the area east of Phoenix (Buckeye, Goodyear, etc.)
Wednesday, July 7th, 2010 at
11:57 pm
Me and my husband are thinking about moving to a warmer state. We currently live in Colorado and the winters are really tough. We have really enjoyed Arizona and want to consider moving there. We have found houses for around ,000 that are exactly what were are looking for. My question I guess is what is the catch? In Colorado, ,000 will barely buy you the lot for your house. Do they have cheaper homes because they have high HOA fees or do they high taxes? We are excited about the prices of the homes and just don’t want to get our hopes up if we find out that we really could not afford them.
Thanks!
Thursday, June 17th, 2010 at
5:30 pm
My wife and I own a townhouse in Orlando, FL. My job in Orlando was ending due to the recession and the job outlook looked grim. I took a job in Phoenix, AZ while my wife quit her job and is having some trouble finding one in Phoenix. We have a professional leasing company find tenants for our town house while we rented a condo in Phoenix. Since my wife isn’t working, we are having difficulties paying our rent plus part of the mortgage (the rent doesn’t cover all of the mortgage plus our HOA fees each month). We thought about a short sale, but then was told that since we are not the primary residents in our townhouse, then a short sale wasn’t an option, which leads us to foreclosure. I don’t really want to do it, but I have lost over 100k in our home in the last 2 years and it’s financially draining on us. What are the steps in foreclosing a home? Do we just stop making payments? Do we advise our lending company first? I always hear of people just walking away from there homes, but there is got to be more to it than that. Any advice would be great.
Thanks.
Thursday, May 6th, 2010 at
10:02 pm
If you read and answered my question (Home Owners Association Rights) I believe I failed to give you the background of the situation. Here is the question as I asked it and then followed by the explaination
" I am the new president of our hoa. I have adopted a problem of some owners not paying their assessments. I am looking at what I can do to motivate them sooner than if we bring about legal issues. In our CC&Rs I find that the parking is COMMON AREA. Even the reserved parking is common area. Can I tell owners that are very far behind that they can not park on our property? There is no such mention in the CC&Rs about this restriction other than the HOA has the right to assign and reassign parking spaces. Also we all share in water however each condo unit has there own shut off valve, can we change the CC&Rs so that we can cap the water to the unit and if we can, how do we go about doing this? I know we must take a vote and change the CC&Rs and I feel that will pass however are there companies who will CAP the water at the valve? Your input and suggestions are welcome and needed"
Now for my follow up to the people who thought I was a villan. We are a community of 16 units. Most pay in full and on time. The 4 who DONT are anywhere from 1000.00 to 2000.00 dollars behind and have no plans to pay. Because of this HUGE stran on our resoursces we have had our Common area electricty turned off and our water turned off. It seems that the city of Phoenix doesn’t share all your charitable feelings about unpaid bills. I am not a bad HOA pres and I am fair with everyone. Its not because these owners CANT pay…its because they dont care to because they no we can do just about NOTHING. We are bankrupt, we have about 100 in our account. Our water is again indanger of being turned off and our common area electricty has been off for near 2 months. Leins are great and I plan to to that but no one is planing on selling so a lein is just costume jewery on the problem. I need solutions to motivate the "deadbeats" who just refuse to pay. I dont mind towing cars and turning off water to these few people as they have caused our entire community electricty and water and soon we will have toi decide wether to pay our insurance or pay our water. The the REAL Tirents (the city) wont care of OUR situation and turn off the water for us ALL! so what are your comments now
Oh and as I mentioned in my first question. Of Course I will take a vote of ALL the condo owners before acting on the individuals who don’t pay
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Monday, May 3rd, 2010 at
7:02 am
I have a downstairs unit in Phoenix, AZ… Last week, the tenant in the unit above turned on the washing machine and left. It flooded for a long time, and police were called to knock down the door.
My condo was flooded (holes in the celing, walls hit) every room has damage. The water also hit four other condos.
I have insurance and everything will be fixed, BUT….
I know my condo will be ‘blacklisted’ (as my agent mentioned) because of so much water damage. If I try and sell it, I will need to disclose that it had so much damage.
What can I do about this? Shouldn’t the owner above be responsible? Though, i wouldn’t actually know how much I’d lose because of it.
Owne upstairs has no insurance, but HOA and MY insurance are fixing my condo. Not worried about repairs, but worried about the loss I will take when I try and sell.
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Tuesday, April 27th, 2010 at
1:39 am
I own a downstairs condo in phoenix, but live in California. I rent out the condo.
last friday, the washing machine in the upstairs condo overflowed and flooded my condo and hit four others. A lady at HOA signed to have the repair work started (drying out.)
I filed a claim with my insuance. BUT!!
HOA told me on Tuesday I didn’t need to file a claim, they would take care of it. Yet, the owner upstars has no insurance.
So, today HOA tells me they will pay for everything to get repaird but not put in a new carpet or flooring.. They would also not cover any rental loss fees..
Does this mean I have to file a claim for the items HOA is not covering? I feel like I will end up having two things fix the condo, HOA and then the insuance company.
How can the HOA pick and choose what they will fix? I AM getting in writing what they will fix..
I don’t know why the lady at the HOA told me I didn’t have to file an insuance claim when she knew the HOA wouldn’t cover everything.
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Saturday, April 24th, 2010 at
8:38 pm
I live in a small condo over a Carport in Phoenix. My condo gets very warm in the summer, a/c bill its very high. I plan on getting laminate flooring, but is there something in addition that I can do to insulate the floor or a certain type of floor that won’t brake the bank. My Hoa wont allow insulating the carport.
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Wednesday, April 21st, 2010 at
11:00 am
I own a downstairs unit in Phoenix, AZ (but live in California). I have had a great tenant for amost a year and she just signed a lease for another six months.
Last friday, the tenant in the condo Above mine turned on her washing machine and left. It overflowed and flooded my condo and four others were also hit. There is about k worth of damage to all the condos.
Owner upstairs doesn’t know if he has insurance. HOA had the police department break in when the water damage upstairs was happening since owner wasn’t home.
I filed with my insurance the same day, they told me I was covered for if my tenant was out for a couple of weeks and they would probably also pay the property management bills.
Talked to HOA yesterday who said THEY will pay for it and it will take a month to fix. It seems odd to me that HOA is actually agreeing to pay for this..
I doubt they will pay during the time my tenant has to move out. But I doubt my tenant will stay when it takes a month to fix.
Any tips? I think they will just pay for it to be fixed.. Don’t know what to do with other fees I will have (property management/loss of tenant).
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Sunday, April 18th, 2010 at
10:02 pm
i bought a condo in phx az and the HOA will not let me rent the property because i was not aware to a close that i can not rent , the hoa and the landlord are playing dectators, where can i go and complain? thanks
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Wednesday, April 7th, 2010 at
7:48 pm
I currently own a home but am thinking of selling my house and renting for a couple years. If I was to rent a house, who is typically responsible for the following expenses, the renter, or home owner:
1. HOA Fees
2. Landscape maintanence.
3. House Insurance.
4. Property Taxes.
5. Anything else I may be missing???
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