I own a downstairs unit in Phoenix, AZ (but live in California). I have had a great tenant for amost a year and she just signed a lease for another six months.

Last friday, the tenant in the condo Above mine turned on her washing machine and left. It overflowed and flooded my condo and four others were also hit. There is about k worth of damage to all the condos.

Owner upstairs doesn’t know if he has insurance. HOA had the police department break in when the water damage upstairs was happening since owner wasn’t home.

I filed with my insurance the same day, they told me I was covered for if my tenant was out for a couple of weeks and they would probably also pay the property management bills.

Talked to HOA yesterday who said THEY will pay for it and it will take a month to fix. It seems odd to me that HOA is actually agreeing to pay for this..

I doubt they will pay during the time my tenant has to move out. But I doubt my tenant will stay when it takes a month to fix.

Any tips? I think they will just pay for it to be fixed.. Don’t know what to do with other fees I will have (property management/loss of tenant).


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